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Casa Dorinda Branch Update - The Casa Dorinda branch will be closed October 7th, 8th, 13th, and 14th. We apologize for the inconvenience.

Casa Dorinda Branch Update - The Casa Dorinda branch will be closed October 7th, 8th, 13th, and 14th. We apologize for the inconvenience. Learn More

Indigenous Peoples’ Day / Columbus Day - Our offices will be closed October 12th in observance of Indigenous Peoples' Day.

Indigenous Peoples’ Day / Columbus Day - Our offices will be closed October 12th in observance of Indigenous Peoples' Day.

Signature Banking Services

Private Access Checking

Reserved MB&T's Wealth Management clients, MB&T's Private Access Checking account is a premier interest-checking account package with access to signature account services with free ATM access.

No ATM Fees
  • Free Montecito Bank & Trust Debit Card
  • Free MB&T and Out of Network ATM Access[invalid footnote]
  • Refunded Debit Card Cross Border Fee
  • Refunded Debit Card Foreign Currency Conversion Fee1
Complimentary Banking Services
  • Free Online Banking and Bill Pay
  • Free incoming wires
  • Free notary services
  • No fee cashier's checks
  • Two free check orders per year (selected styles)
  • Check images are returned with statement (upon request) at no charge
  • Free 3x5 Safe Deposit Box2
Earn Interest Yes

Private Access Checking clients also qualify for a relationship bonus on a separate Relationship Bonus Money Market Account. For current rate information please see Montecito Bank & Trust Deposit Rate Summary

  1. Refunds will be credited to your account the same business day your account is charged for the Cross Border Fee or Foreign Currency Conversion Fee.
  2. Subject to availability. Note: If you close your Private Access Checking account and do not surrender the Safe Deposit Box, you will be charged the current rate for the 3x5 box. Please refer to the Schedule of Fees for the most current rate.

Please see Deposit Account Terms and Disclosures for more details.

Member FDIC

Have any questions?

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Schedule an appointment ATM & branch locations Call us at (805) 963-7511

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