Casa Dorinda Branch Update - The Casa Dorinda branch will be closed October 7th, 8th, 13th, and 14th. We apologize for the inconvenience.

Casa Dorinda Branch Update - The Casa Dorinda branch will be closed October 7th, 8th, 13th, and 14th. We apologize for the inconvenience. Learn More

Indigenous Peoples’ Day / Columbus Day - Our offices will be closed October 12th in observance of Indigenous Peoples' Day.

Personal Savings

Relationship Bonus Money Market

A tiered money market account with a premium rate of interest for checking clients.

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It pays to bank with MB&T. Pair the checking account that works best for you with this interest-earning money market and we'll give you a bonus on your interest rate!

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Key Benefits

Key Features	A tiered money market account with a premium rate of interest
Monthly Maintenance Fee	$10
How to Avoid Monthly Maintenance Fee	$2,500 minimum daily balance
Interest Earning	Yes. When you maintain an eligible¹ personal checking account, this account pays tiered relationship bonus interest rates².
Online and Mobile Banking³	Free! See the services included here

Eligible accounts include Everyday Checking, Cashback Checking, Access Checking, and Private Access Checking.
Simple interest accrues daily, compounded monthly and paid monthly. If checking account is closed, relationship bonus rates revert to Montecito Money Fund rates. View our Deposit Rate Summary for the latest rates.
Montecito Bank & Trust does not charge for the Mobile Banking service; however, your wireless provider may charge for Internet access and text messages. Please check with your wireless provider.