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Casa Dorinda Branch Update - The Casa Dorinda branch will be closed October 7th, 8th, 13th, and 14th. We apologize for the inconvenience.

Casa Dorinda Branch Update - The Casa Dorinda branch will be closed October 7th, 8th, 13th, and 14th. We apologize for the inconvenience. Learn More

Indigenous Peoples’ Day / Columbus Day - Our offices will be closed October 12th in observance of Indigenous Peoples' Day.

Indigenous Peoples’ Day / Columbus Day - Our offices will be closed October 12th in observance of Indigenous Peoples' Day.

Business

Business CDs

With a guaranteed rate of return, CDs can be a great place for your savings.

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Certificates of Deposit

These accounts are one of the most reliable investment tools available. CDs deliver a competitive rate of interest that won't change with market fluctuations – plus the peace of mind that comes with FDIC insurance.

Certificates of Deposit

Guaranteed interest rate independent of market fluctuations.

  • Multiple terms available
  • Guaranteed return during the term
  • FDIC insured up to the standard limit
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Access CD

More flexible than a traditional CD with less restrictions on deposits and withdrawals.

  • Allows unlimited deposits
  • Allows one penalty-free withdrawal
  • Guaranteed return during the term
  • FDIC insured up to the standard limit
Learn more
CDARS

Maximize you returns, and your FDIC insurance.

  • Multiple terms available
  • Guaranteed return during the term
  • Extends FDIC insurance beyond the standard limit
Learn more
Certificates of Deposit

Guaranteed interest rate independent of market fluctuations.

  • Multiple terms available
  • Guaranteed return during the term
  • FDIC insured up to the standard limit
Learn more
Access CD

More flexible than a traditional CD with less restrictions on deposits and withdrawals.

  • Allows unlimited deposits
  • Allows one penalty-free withdrawal
  • Guaranteed return during the term
  • FDIC insured up to the standard limit
Learn more
CDARS

Maximize you returns, and your FDIC insurance.

  • Multiple terms available
  • Guaranteed return during the term
  • Extends FDIC insurance beyond the standard limit
Learn more
MB&T CD Access CD
Terms 30 days to 5 years 7 months
Automatic Renewal at Maturity Yes Yes
Minimum Balance $1,000 $10,000
Deposits Allowed No Unlimited
Withdrawals Allowed You may be assessed an Early Withdrawal Penalty for withdrawals made prior to maturity. One withdrawal allowed during the term without penalty, as long as the balance remains above $10,000.
Interest Rate1 and Payment Fixed Rate until maturity. Interest compounds daily. You choose frequency of interest payment (at maturity is most common). Fixed Rate until maturity. Interest compounds daily. You choose frequency of interest payment (at maturity is most common).
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  1. Simple interest accrues daily and compounds daily. Customers can have their interest paid weekly, bi-weekly, monthly, semi-annually, annually, or at maturity (if the term is one year or less). View our Deposit Rate Summary for the latest rates.

Considering other investment options?

Our MB&T Advisors team can help you define your goals and navigate your investment options with confidence.

Let's start a conversation.

Meet an advisor

Have any questions?

We're here to help.

Schedule an appointment ATM & branch locations Call us at (805) 963-7511

Additional Services

Ready to explore? Here are some more great options we think you'll love.

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Business Lending

Does your business need a boost? We have loans and lines of credit that can get you where you need to be.

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Business Savings

Put your excess liquidity to work with a Business Savings or Money Market from MB&T.

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Business Checking

We love local businesses! Big or small, we have the perfect checking account to support your business needs.

Learn more